Convert visitors into customers with the pay later solution
Risk sQoring™

Advanced
risk sQoring™ technology for flexible payments

Boost conversion rates and improve the user experience

Unlock more shoppers

Technology enables Improved visibility of risk, allowing us to better
identify fraud and accept shoppers that otherwise would be left out.

Contextual sQoring™

We don’t just evaluate the shopper, but the full context in which the transaction takes place to accept more shoppers.

+350 data points analyzed

We ask the shopper for basic information, and  we take care of the rest. In-real time to see what others can't.

Global reach, local focus

We optimize our scoring capabilities to match the shopping, trust and payment behaviors of each specific market.

Tech-up your business

Tech to sell more

Acceptance where it matters

Long term installments are key
Electronics
68%
of financed sales

are more than 3 months
Home
60%
of financed sales

are more than 3 months
Sport
62%
of financed sales

are more than 3 months
Education
94%
of financed sales

are more than 3 months
Fashion
33%
of financed sales

are more than 3 months
Perfumes
39%
of financed sales

are more than 3 months
Tripling sales for PhoneHouse

The largest electronics distributor in Spain, multiplied its volumed
of financed sales when replacing their former solution with seQura, thanks to the agility in the process and higher acceptance rates.  

Case studies
Double acceptance rates
2x
In longer duration credits,
when compared to competition.

Personalized plans to accept more shoppers

Alternative payment terms

Personalized
Plans

Personalized payment plans for a certain shoppers more likely to be excluded.

Increased
acceptance

By lowering the risk profile with APTs, we can further boost conversion rates.

Responsible
lending

Adjusting the payment plan, promotes responsible lending.

Advanced anti-fraud tech

We detect fraud with precision, allowing us to trim the fat without cutting muscle, enabling high acceptance rates even in long term installments.

Ready to boost your sales?

Get in touch